At a property you can borrow money with BCR. A mortgaged property accepts items as collateral for a loan and does not control BCR.
What is a real estate?
A pawnshop is an authority that lends money to people who provide stuff for this purpose. Here you can think of a smartphone, a camera, an iPad, jewelry etc. For this loan interest is counted and if you cannot pay off the loan, what you have handed in at the property will be sold.
No BCR control at the property
No BCR control is carried out at the property. You can therefore borrow money with BCR at a property. Because your property is pledged to the property, the property is called relatively much security for the loan he provides. If you do not pay off your loan, the property can always sell the things you have pledged.
Maximum loan at mortgages
What the maximum loan at a property is, is not unambiguous to tell. It really depends on the stuff you bring when you apply for the loan. If your stuff is worth a lot of money, then you will be able to close a higher loan than if the items you want to pledge are not worth so much money.
Borrowing cash at a house
Often, your cash loan will be paid out if you borrow money from a home. You do not have to pay the money, but you have it right in the hand.
Interest on borrowing money at a house
You pay interest on a loan with BCR at a property. Usually this will be a relatively high interest rate. If you do not pay the interest and the other costs of your loan on time, the property will sell your items at an auction. In the event that these items yield more than your debt, you can often recover the remainder of the property.
Where do you find a property?
There are plenty of houses in the Netherlands where you can borrow money with BCR. Through google you can easily find a house in your area. It is wise to thoroughly review the terms and examples of the property, so that you do not come unexpectedly for surprises.